Government changes for investors with buy to let properties has led many to question if it’s still the best investment opportunity and what other alternatives are available. After the last budget, Chancellor George Osborne made changes to stamp duty on…
Sam and Dave have been friends for years and decide to enter business together. Like most of the population, they believe they are immortal and they never did quite get round to making a Will. Being entrepreneurs, they are naturally…
Following on from the bombshell that the Government is scrapping 100% mortgage interest relief on all Buy to Let (BTL) properties, the National Landlords Association is expecting landlords to sell off 500,000 properties over the next year. The profit margins…
Most Buy to Let (BTL) owners have benefited from 100% interest rate relief meaning that very little or no tax was payable. Did you know that this valuable perk is being withdrawn? As a result you need to take action…
This is a story of two couples, Jim and Sadie and Willie and Margaret. Both were happy couples. They were each the first generation in their family to own a property. They bought their home from the Council in the…
John recently joined Pivotal Financial Planning, part of The ER Network, after working in the banking sector providing financial advice. We took 5 minutes to meet John and ask him about joining Pivotal Financial Planning. John, you recently joined Pivotal…
Lucasz has been at Pivotal Financial Planning, part of The ER Network, for 2 years and grown consistently since he joined. We catch up with Lucasz to get his thoughts on his time at Pivotal so far. Lucasz you joined…
Stephen recently joined Pivotal Financial Planning, part of The ER Network, after working for 27 years providing financial advice in the banking sector. We spoke to Stephen about how he’s settling in at Pivotal Financial Planning. Stephen, you recently joined…
Our mortgage and finance November newsletters are now available, you can read both by simply clicking on the images below. We appreciate any feedback you may have so feel free to leave a comment below once you’ve read the newsletters…
So, you are in a happy, stable relationship. You have been together for 14 years and you have two children from a previous marriage. You don’t plan to get married again and you live in the house that you bought…
