Business Wills
Sam and Dave have been friends for years and decide to enter business together. Like most of the population, they believe they are immortal and they never did quite get round to making a Will. Being entrepreneurs, they are naturally…
Landlords Set To Sell Off Properties
Following on from the bombshell that the Government is scrapping 100% mortgage interest relief on all Buy to Let (BTL) properties, the National Landlords Association is expecting landlords to sell off 500,000 properties over the next year. The profit margins…
Attention – All BTL Owners / Investors
Most Buy to Let (BTL) owners have benefited from 100% interest rate relief meaning that very little or no tax was payable. Did you know that this valuable perk is being withdrawn? As a result you need to take action…
Protecting Your Home With A Trust
This is a story of two couples, Jim and Sadie and Willie and Margaret. Both were happy couples. They were each the first generation in their family to own a property. They bought their home from the Council in the…
5 Mins with John Hunt
John recently joined Pivotal Financial Planning, part of The ER Network, after working in the banking sector providing financial advice. We took 5 minutes to meet John and ask him about joining Pivotal Financial Planning. John, you recently joined Pivotal…
5 Mins with Lukasz Kogucinski
Lucasz has been at Pivotal Financial Planning, part of The ER Network, for 2 years and grown consistently since he joined. We catch up with Lucasz to get his thoughts on his time at Pivotal so far. Lucasz you joined…
5 Mins with Stephen McFadden
Stephen recently joined Pivotal Financial Planning, part of The ER Network, after working for 27 years providing financial advice in the banking sector. We spoke to Stephen about how he’s settling in at Pivotal Financial Planning. Stephen, you recently joined…
November 2015 Newsletter
Our mortgage and finance November newsletters are now available, you can read both by simply clicking on the images below. We appreciate any feedback you may have so feel free to leave a comment below once you’ve read the newsletters…
What happens when you die without a Will?
So, you are in a happy, stable relationship. You have been together for 14 years and you have two children from a previous marriage. You don’t plan to get married again and you live in the house that you bought…
Small Deposit Mortgage Lending Rises
The number of people with small deposits being approved for a mortgage has risen to the highest level since before the recession. According to the latest statistcs from e.surv’s mortgage monitor, there was a 7.4% rise from last month on the…