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Protect Your Home

Mortgages

Who really owns your home?

Although it’s the biggest purchase in most of our lives, it’s amazing how little we delve into how our home is really going to be owned between ourselves and our partner. Did anyone sit down and discuss with you how…

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Mortgages

Struggling To Get On The Property Ladder? You need to read this..

At Pivotal Financial Planning we always try to help every person we speak to, whether they have a million pounds to invest or they want to start their property dream. One Government scheme which is helping people in Scotland to…

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Mortgage estate planning

Mortgages

Who Really Owns Your Home?

Although it’s the biggest purchase in most of our lives, it’s amazing how little we delve into how our home is really going to be owned between ourselves and our partner. Did anyone sit down and discuss with you how…

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Life Insurance Adviser

Insurance

Use A Financial Adviser For Life Insurance Cover

There are times when using a financial adviser to get a life insurance policy can help overcome previous objections from companies. We often speak to people who believe they will not be applicable for any life insurance policy or have…

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Trainee Adviser Glasgow Finance

Careers

Job Vacancy – Trainee Financial Adviser

We have a job vacancy looking for a trainee financial adviser in Glasgow. The excellent opportunity is open for applications.

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Mortgage bad credit rating

Mortgages

Mortgage with bad credit and Gifted Deposit

We explore with Fasil Khan the mortgage market in today’s climate and how even with bad credit and a gifted deposit you could still get a mortgage.

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Bill Thomson Pivotal

Trusts

Trust to Avoid Care Home Costs

A recent article on the BBC shows that care home fees can be avoided by using a Trust and Bill Thomson explains just how they work in practice.

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Bill Thomson Pivotal

Wills

At a Glance: Wills

By Bill Thomson, Wills & Trusts specialist. We take a moment to speak to Bill Thomson, an expert when it comes to arranging Wills and Trusts. Wills: Did You Know? I always arrange a Will for clients as I see this…

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Mortgage vs Renting

Mortgages

Mortgage vs Renting: What Are The Benefits?

One of the most common questions a mortgage adviser is asked is “what are the benefit of having a mortgage compared to renting”, and there are many answers.

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Financial Planning

Business

Business Protection

Business protection can be extremely important to help a company continue operating should a key person in the organisation become ill or die. This could be a shareholder, owner, director or anyone else who could damage the businesses profits should…

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Recent Posts

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The ER Network Ltd is registered in Scotland. Company Number SC292243. Registered Address Pavilion 1 Finnieston Business Park, Minerva Way, Glasgow, Scotland, G3 8AU. Pivotal Financial Planning is a trading style of The ER Network Ltd an appointed representative of Quilter Financial Services Limited which is authorised and regulated by the Financial Conduct Authority. Approver Quilter Financial Services Limited April 2026.

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